LEGAL

By using and accessing this site, you indicate your acknowledgement and acceptance of the following terms and conditions:

GENERAL TERMS

Information or data contained in this Web site is not guaranteed to be timely, current, accurate, or complete, and is subject to change without notice. Changes to the information, products or services described in this Web site may be made without updating this Web site to reflect such any information or data. This Web site is presented on an "as is" basis only, for your reference. Internet software or transmission problems may download and display inaccurate or incomplete information. Please contact us before acting on the information contained on this site.

Products and services advertised on this Web site are subject to the terms of the applicable agreements governing them; and available in applicable provinces and territories of Canada only, where they may be legally offered.

This communication does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make a solicitation. The Open Road Insurance Program is available only in those jurisdictions

TRADE-MARKS / COPYRIGHT

Certain names, logos, designs, titles, words or phrases on this page or other pages of this Web site may constitute trade-marks, service marks or trade-names belonging to Meloche Monnex Inc., Primmum Insurance Company or other affiliated entities. The Open Road Insurance Program is a registered trade-mark. All information in this Web site is protected under the copyright laws of Canada and/or other countries.

Except for the purposes of downloading the pages of this site for viewing, unauthorized downloading, re-transmission, storage in any medium, copying, redistribution, reproduction, or republication of any part of this Web site for any purpose is strictly prohibited. No content from this site may be posted to news groups, mail lists or electronic bulletin boards, or incorporated into any other Web site nor may links be created to this Open Road Insurance Program.

The display of trade-marks, trade-names, or service marks on this Web site does not convey or create any license or privilege of any kind. Unauthorized

E-MAIL DISCLAIMER

E-mail over the Internet is not a secure medium and privacy cannot be assured. The Open Road Insurance Program cannot assume any responsibility for any injury, harm or damage you may experience or incur by sending personal or confidential information to the Open Road Insurance Program over the Internet by E-mail, or if we send such information at your request.

THIRD PARTY REFERENCES / LINKS

References in this Web site to third parties' goods or services are not endorsements or approval of such goods or services; links to other Web sites are not endorsements or approvals of such sites, the third parties named therein, or their products and services, nor is any liability assumed for inaccuracies contained therein, or for incompatibility, non-suitability, viral infection, worms, trojan horses, or other destructive/disruptive components on or from such sites. You should always use appropriate anti virus or other protective software to protect your data and equipment.

DISCLAIMER OF LIABILITY

The Open Road Insurance Program is not responsible in any way for any damages, (direct, indirect, special, economic, or consequential) or harm suffered in respect of use of this Web site, any of its content or any Web browser that suffered or incurred by anyone in respect of error, negligence, interruption, omission, or delay in information, data, or quotes contained

INSURANCE PRODUCTS

All insurance products are subject to limitations and conditions in the applicable insurance policies and applicable legislation. Due to provincial legislation, our automobile and recreational vehicle insurance program is not offered in British Columbia, Manitoba and Saskatchewan.

OTHER

The disclaimers, terms and conditions of this Open Road Insurance Program Legal Information pages are of general application and shall be read to be supplementary to, and in harmony with, any disclaimer, term, or condition of specific application on a particular page or pages of this Web site. In case of conflict, the specific shall take precedence over the general.

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